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Funding your Future: Bonus tips for first-time homebuyers

Posted at 1:33 PM, Jul 08, 2020
and last updated 2020-07-14 13:19:26-04

You've made the decision to buy a home. Now you may be sitting there wondering now what? David Sant, Chief Marketing Officer of Cyprus Credit Union, shares his tips for preparing for home ownership.

Even if it's a city you've lived in your whole life, every neighborhood is a little different. Take the time to learn about crime statistics, school quality, amount of traffic, and more. The more educated you are about specific areas, the more of an informed decision you will be able to make.

Come prepared with questions to ask when visiting open houses. Take notes and pictures (if given permission) of both what you like and don't like and any issues you may have to deal with if you buy the home (ex. water damage). Remember that these are still peoples' homes. Remove your shoes if asked to (so always remember to wear socks, just in case) and don't bring small children (or pets) who might damage property or be a distraction to other people. Feel free to check out the size of closets, but leave dresser drawers closed. Be polite and leave your criticisms until after you've left. You never know who might be listening and you don't want it to affect your ability to buy the home later.

Owning a home is expensive, so start saving money that is specifically for routine maintenance and repairs that you will need to handle. The better maintained your home, the less likely you will need repairs and the more you may be able to sell it for in the future.

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