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What are the odds you'll get into a car accident during your lifetime? What if you're a speeder?

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Personal Injury Attorney Craig Swapp says we're seeing more accidents caused by more cars on the road and aggressive driving, buzzed and drunk driving and the distractions of technology.

Swapp says the numbers from the car insurance industry estimate that on average a driver will get in a moderate to severe car accident once every 18 years.

If you're speeding, something most of us are guilty of, that changes the odds. A study done by the University of California at Berkeley found that for every one percent increase in speed, a driver's chance of an accident increase by two percent.

Driving under the influence but above the legal BAC (.02) puts you at 1.4 times more likely to have an accident than someone who is sober. After just 2 beers and a BAC of (.08) your odds are 11 times higher to be involved in a crash.

We all know texting and driving is a problem. The Virginia Tech Transportation Institution found that when drivers texted their collision risk was 23 times greater than when not texting. But even dialing a number while driving more than doubles your risk of being in an accident.

If you are involved in an accident, Craig Swapp & Associates can help. Call them at 1-800-404-9000 or visit craigswapp.com.