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Ask The Car Chicks: Is credit needed to get into a car?

Posted at 1:45 PM, Mar 11, 2016
and last updated 2016-03-11 15:45:41-05

Many individuals are nervous to purchase a car when they don't have great credit. Kaitie Johnson from Larry H. Miller Chevrolet in Murray shared some answers to commonly asked questions dealing with car purchases and credit.

Do I have to have great credit to get into a car?

Actually, no. Larry H. Miller Chevrolet finances all different types of credit.

How does that work - we have all been trained to think that you have to have perfect credit?

Credit is just one piece of the puzzle. There are so many things that go into buying a car. The only way to find out is if you go in and Larry H. Miller Chevrolet can look at all the areas and see what can be done to help.

Do you have to use a certain lender when you have bad credit?

We have several Lenders that we work with. We have put a lot of time into the relationships with those lenders so that we help more and more people get financed. There may be some lenders that aren`t as willing to take the loan, but then there 3 others that will. You just never know until you try.

Do you have any advice for people coming in with less than amazing credit?

Keep an open mind when purchasing your next vehicle. You never know what is going to happen and what can be done. Life happens and that there are a lot of people out there that need help. Katie says to come stop by and they will do everything they can for you.

To ask the Car Chicks a question, go here and be entered to win a $150 free car detail!